Built for the Peptide Industry
Payment processing built specifically for research-only peptide businesses. Competitive pricing, fast approvals, next-day settlements, real support — and NO RESERVES.
Rates that grow with your business.
Start where you are today. As your monthly processing volume grows, your rate drops into the next pricing level.
Up to $50K
- Perfect for new peptide businesses
- No reserves
- Zero processing history may be considered when inventory is in stock and the business is launch-ready
- Dedicated onboarding support
$50K–$150K
- Lower rate as your business grows
- No reserves
- Next-day settlements
- Dedicated support
$150K–$250K
- Built for higher-volume merchants
- No reserves
- Priority support
- Competitive high-volume pricing
$250K+
- Our best advertised rate
- No reserves
- Premium support
- Custom growth solutions available
More than a processor.
A payment partner built for peptides.
You should be focused on sales, customers and growth — not worrying whether your processor understands your business.
Peptide Industry Focus
We understand the research-only peptide model and the unique payment challenges businesses in this space face.
No Reserve Model
Keep more cash available for inventory, marketing, payroll and growth instead of locking it away in a reserve.
Next-Day Settlements
Faster access to your funds helps keep inventory moving and gives your business more flexibility.
Rates Drop as You Grow
Your pricing is designed to reward growth. Higher monthly volume moves you into a lower processing rate.
Secure & Compliant
Professional payment processing for research-only peptide merchants with compliance built into onboarding.
Real Human Support
No disappearing processor. Our team is here to help with onboarding, payments, settlements and growth.
Simple pricing. Easy to understand.
| Monthly Volume | Rate | Reserve | Settlement | Best For |
|---|---|---|---|---|
| Up to $50K | 16.49% | ✓ No reserve | Next-day | New / growing peptide businesses |
| $50K–$150K | 15.00% | ✓ No reserve | Next-day | Established growth-stage merchants |
| $150K–$250K | 13.49% | ✓ No reserve | Next-day | Higher-volume operators |
| $250K+ | 11.49% | ✓ No reserve | Next-day | High-volume peptide businesses |
Questions? We keep it simple.
Do you really offer no reserves?
Yes. Our advertised PeptidePay USA program is built around no-reserve processing for approved research-only peptide merchants, subject to underwriting and program terms.
How are the pricing levels determined?
Your advertised rate is based primarily on monthly processing volume: 16.49%, 15.00%, 13.49% and 11.49%.
What happens when my business grows into the next volume level?
Your pricing can move down as your monthly processing volume increases. Contact our team when your business reaches the next level so your account can be reviewed for the lower rate.
Who is PeptidePay USA built for?
PeptidePay USA is designed for businesses selling peptides strictly for research use only (RUO). Human-consumption positioning, treatment claims or medical claims are not supported.
How fast can I get approved?
We focus on fast approvals. Timing depends on a complete application, supporting documents and underwriting.
When do I receive my funds?
Our program promotes next-day settlements for approved accounts. Exact settlement timing is confirmed during onboarding.
Can I switch from another processor?
Yes. If you are already processing, provide recent statements and current processing details. Our team can review your volume and help make the transition smooth.
What do I need to apply?
Startups should have their business information, website, business banking, research-only peptide inventory physically in stock, labels or COAs, and fulfillment process ready. Startups with zero processing history do not need merchant statements. Established merchants should also provide recent processing statements when available.
Ready to keep more of every sale?
Stop fighting processors that were never built for the peptide industry. Apply with PeptidePay USA and get pricing designed to grow with your business.
PeptidePay USA supports businesses selling products strictly for research use only. Rates, approval, settlement timing and account terms are subject to underwriting, program requirements and merchant eligibility. Rates shown are advertised pricing levels based on monthly processing volume.